Our fees for a Sale and/or Purchase will range from £650.00 to £2,500.00 based on a straightforward Freehold Registered title. Our fees will depend on the value of the property. Please contact us by telephone on (029) 2039 5888 or email [link] to obtain a written estimate.


Disbursements are costs related to third party services which we pay on your behalf.

Office copies of your title: £3 per document – provided to Sellers’ Solicitors

Electronic ID check: we are obliged to obtain up to date identification documentation and carry out verification checks for all clients including ongoing clients

Search Fees: Dependent on Local Authority

Bankruptcy Search: £2 per name. If you are getting a mortgage, we are obliged by your Lender to undertake a bankruptcy search against your name

Land Registry pre-completion search – £3 per property title. On a purchase, just prior to completion, we undertake a search of the Land Registry records to check there has been no changes to the registered title since the contract paperwork was supplied by the Sellers’ solicitor

Land Transaction Tax / Stamp Duty Land Tax: 0-12% of the purchase price. The amount payable depends on the property purchase price and other circumstances.

Please visit the below links for more information:

WRA Land Transaction Tax Calculator (Properties in Wales)


HMRC Stamp Duty Tax Calculator (Properties in England)


HM Land Registry Registration Fees: £45 -£1,105.00 Following completion of a purchase we will submit an application to HM Land Registry to register the purchase and mortgage (if applicable). The fee varies depending on several factors including the purchase price.


In most cases we do not need to revise our fees. Sometimes however during the transaction matters emerge or the matter becomes more complex which can in turn increase costs.

Please be assured that most of the service and fees detailed will not be relevant to your transaction but we prefer to advise you in advance of the possible scenarios. A summary of the most common additional Services and Fees are set out below:

  • Completing and submitting an LTT/SDLT Return – £75.00
  • Electronic Money Transfer Fee – £35
  • Mortgage Lender Fees £80 – £150 (as per mortgage offer)
  • Lease Title – £180 – £350
  • Unregistered Title – £250 – £360
  • New Build – £195
  • Expedited Property Transaction Fee – exchange & completion within five working days of each event – £100
  • Help to Buy Scheme – £250
  • Help to Buy ISA Scheme – £50
  • Obtaining Title Indemnity Insurance – £75
  • Dealing with gifted deposit – £125
  • Lender Portal Fee – £30

All costs are subject to VAT at standard rate




Taking Instructions

  • At this stage our Solicitors will take your instructions, obtain ID and give you initial advice
  • Check finances are in place to fund purchase and request evidence of source of funds and wealth from you
  • Collect the relevant documents and information from everyone involved to get the process started



This is where we undertake due diligence. This includes requesting searches and checking the results. We will review the title and supporting documents, raising enquiries where required to ensure good title to the property. We will report to you on the title and results of searches

Sale – we will check the title and draft the contract confirming the terms of the sale.

We will respond to the buyers’ queries, and they perform the searches

Once the contract is approved in can be signed in readiness for exchange of contracts

Generally, once we are satisfied with the searches, the title including replies to enquiries raised by us and the Mortgage Offer (if applicable) is correct, and we can comply with the conditions. We can then move to discussing exchange of contracts with an agreed completion date.

You can then transfer your deposit to us – subject to the source of funds/wealth checks referred to in Stage 1


Exchanging Contracts

Once the chain has agreed a completion date, we can exchange contracts. This is when the sale/purchase becomes binding. This is why it is important to ensure that all due diligence is done before exchange of contracts.

We will transfer the deposit to the sellers’ Lawyers or if it’s a sale, the Buyers’ Solicitors will transfer the deposit to us.



This is the day that the transfer is completed. There are pre-completion tasks which we will have carried out, but the majority of the work will have been done before exchange of contracts.

Completion funds including mortgage funds received will be transferred between Solicitors.

Once received, the Estate Agents will be authorised to release the keys to your new home.


Post Completion

Following completion we will submit any Stamp Duty Land Tax, Land Transaction Tax Forms on your behalf. We will pay the relevant tax on your behalf to HMRC or WRA, according to our calculations. Please note that this tax is a personal tax, and it is your responsibility to ensure that the correct amount of tax is being paid.

We will apply the registration of the purchase to HM Land Registry and keep your Lender updated during the process.



Reviewing the Mortgage

Your solicitor is required to review the offer together with the title to the property. We will usually be instructed to act by the Lender as well as the Borrower

We’ll check the mortgage offer and make sure all the conditions are met. We may have to carry out some searches on the property at this point to satisfy your mortgage lender.



Arranging Completion

Once your lender and you are content with the offer and that conditions can be met, we will arrange for you to sign the Mortgage Deed.

We will then obtain an up-to-date settlement figure for your existing mortgage and ask your new Lender to let us have the mortgage funds.




On the day of completion, we will have received the mortgage funds from you Lender, we will redeem any existing mortgages and complete your new mortgage.

Any net proceeds will be transferred to you

We will apply to register the mortgage at HM Land Registry and keep your Lender updated during this process.



Expected Timescales

How long a purchase takes between receiving the contract pack from the Sellers’ Solicitors and completion will depend on a number of factors., The average process takes between 8-14 weeks. It can be quicker or slower depending on the parties in the chain. Also, New Builds and Leasehold purchases can take longer as a result of the additional papers required on this type of transaction.

House purchase or sale: 8-14 weeks

Remortgage: 4-6 weeks


Liane Farthing


Director and Business Owner, Head of Property & Private Client, Solicitor

Qualified: 1990

Liane is Head of Property and Private Clients. In addition to this role Liane also manages Hopkins Law with responsibility on operational and strategic issues including finance, IT, staff, compliance and employee well-being. Following qualification, Liane practised as an in-house lawyer followed by management roles at the Principality Building Society, roles which helped Liane combine legal expertise with management. Since then, Liane has worked at Eversheds and latterly Berry Smith, where Liane established an Equity Release team acting for one of the country’s leading providers. Liane joined Hopkins Law as a Partner in November 2007 to head the firm’s Property Department. Her years of experience allow her to deal with all aspects of property transactions, including Residential Sales and Purchases, Leases, Remortgages and Equity Release. Liane combines professionalism with an approachable style.


The service was exceptional and we just can't see how you could improve. We would not hesitate to recommend Hopkins Law as everyone was amazing and we couldn't find anything to fault. Please pass on our thanks to the entire team.

Emma Penn


Qualified: 2002

Emma has over 20 years experience having qualified in 2002. From 2008 –  2018 Emma was a Partner at Jame Morgan & Co, joining Hopkins Law in September 2019. Emma has a considerable breadth and depth of experience in conveyancing, dealing with leasehold, freehold, new build, help to buy and shared ownership transactions throughout England and Wales.

When acting for clients, Emma understands the importance of keeping both our clients and the other parties involved, such as mortgage brokers  and estate agents, updated  on any progress. This helps ensure the transaction proceeds as smoothly as possible. No doubt that explains why much of Emma’s work is derived from client and professional recommendation.

To contact Emma, email epenn@hopkinslawltd.com


I just wanted to say that Hopkins Law and Emma, you have been brilliant in what I know has been a protracted sale. You were always on top of the situation and responded to all queries quickly and diligently. I can't thank you enough for all your help and I would highly recommend your services. It fills me with confidence that you are also acting in our (eventual) purchase.

Julie Miles

Chartered Legal Executive

Qualified: 1989

Julie enjoys an enviable reputation within the industry as a highly professional, responsible and conscientious individual, having qualified as a Chartered Legal Executive in 1989.

With over 30 years experience, Julie’s expertise includes freehold/leasehold sales and purchase, transfer of equity, buy to let, first time buyers, new builds and remortgages.

Julie has also been a Lecturer in both Land Law and Conveyancing and helped many students obtain a successful career within the legal world

To contact Julie, email jmiles@hopkinslawltd.com


Thank you for your patience and perseverance in this matter - I'm so impressed with the quality of your reporting and the detail to which you have gone to. I'm so grateful.

Julie was as cool as a cucumber and reassured me. Julie has completed the sale and I can't thank her enough for going above and beyond.
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Helen Duberley

Highly recommended by so many of her clients, Helen specialises in Residential Conveyancing and Equity Release matters. Helen’s analytical skills and attention to detail ensure she offers clients the best possible advice and service.

Based in our Chepstow Office, Helen demonstrates the highest level of conveyancing experience, including freehold/leasehold sales and purchase, transfer of equity, buy to let, new builds and remortgages. With an abundance of experience, Helen is well versed in dealing with sometimes difficult and complicated matters.

Helen is a true professional with a great understanding of all aspects of Buying and Selling property.

To contact Helen, email hduberley@hopkinslawltd.com

Helen Duberley was outstanding in her help and support with our transactions, for which we are very grateful.
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Mr & Mrs L

Andrea Coombes


Qualified: 200

Andrea Coombes, formerly a Partner with Howells Legal Ltd is a part-time Consultant based at our Cowbridge Office. Andrea in a full time capacity has combined both fee earning and several management roles for many years. This Consultancy role provides Andrea with an opportunity to bring her yers of broad knowledge and experience to Hopkins Law whilst at the same time offering a bespoke service on complex matters.

Andrea’s no nonsense, direct, positive outlook and naturally friendly nature proves popular with clients and colleagues alike.

Her professional, helpful and approachable nature its a welcome asset to our expanding team.

To contact Andrea, email acoombes@hopkinslawltd.com